My husband and I lost everything in 2008. We created a debt settlement company and now we are worth $50 million.

My husband and I lost everything in 2008. We created a debt settlement company and now we are worth $50 million.

Amber Duncan had to declare bankruptcy in 2008.Courtesy of Amber DuncanAmber Duncan declared bankruptcy after the 2008 financial crisis.Afterward, she and her husband founded a debt settlement company.They were millionaires within a year and paid cash for a house.This as-told-to essay is based on a conversation with Amber Duncan, founder of Life After Debt. It has been edited for length and clarity.Before I declared bankruptcy, I thought I was d…