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Why ACH modernization still matters for credit unions in an instant payments era

Summary by CUInsight
Real-time payment solutions like the FedNow® Service and the RTP® network taking center stage don’t mean that traditional rails like ACH (Automated Clearing House) are being left behind. ACH remains a foundational component of the U.S. payments ecosystem—especially for credit unions. ACH powers everything from payroll and government disbursements to recurring loan payments and B2B transactions. It’s reliable, cost-effective, and still growing. …
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CUInsight broke the news in on Tuesday, June 3, 2025.
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