Unlocking Competitive Advantage: The Critical Role of Data Management in Today’s Business Climate - Tech

Predictive modelling, credit risk in EMs, and Nigeria’s fintechs – Businessamlive

In global financial markets, the ability to anticipate credit risk is no longer a competitive advantage. It is a baseline requirement. From New York to Singapore, lenders are using predictive modelling to make split-second risk assessments, optimise credit portfolios, and avoid regulatory pitfalls. In emerging markets such as Nigeria, however, the adoption of these tools remains uneven — despite the country’s rapid expansion in consumer credit a…

Unlocking Competitive Advantage: The Critical Role of Data Management in Today’s Business Climate - Tech

In an era defined by digital transformation and rapid technological advancement, data has emerged as one of the most valuable assets an organization can possess. From driving operational efficiency to enabling strategic decision-making, data management is no longer a luxury—it is a necessity. Yet, in many regions such as Nigeria, this understanding has yet to fully take root. Globally, forward-thinking organizations are treating data as a strate…