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The government shutdown has ended. What this could mean for the future of the ACA

The 43-day shutdown ended without extending enhanced ACA premium tax credits, risking higher premiums and disenrollment for millions if subsidies expire at year-end.

  • After the longest federal government shutdown in history, Democrats and Republicans agreed on a spending bill but left enhanced ACA premium tax credits unresolved.
  • Speaker of the House Mike Johnson, R-La., asked, `'Am I going to guarantee a vote on ACA unreformed COVID-era subsidies that is just a boondoggle to insurance companies and robs the taxpayer? We got a lot of work to do on that,' on Wednesday.
  • If the subsidies expire, health policy experts warned people enrolled in ACA marketplace plans could drop coverage, raising premiums and causing hospitals, health centers and doctors' offices to face revenue losses.
  • Senate Majority Leader John Thune, R-S.D., said there will be a floor vote later this year on extending the enhanced premium tax credits set to expire at year-end.
  • Experts warned that cash or FSAs, suggested by President Donald Trump and Sen. Bill Cassidy, R-La.,, would not replicate insurance pooling, which lowers costs, as Sparer explained.
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Detroit Free Press broke the news in Detroit, United States on Thursday, November 13, 2025.
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