9 Articles
9 Articles
The Buy-Now, Pay-Later Time Bomb
Imagine a 23-year-old recent college graduate working a gig job, managing multiple subscription services, and with only $50 left in her checking account. She might seem unlikely to splurge on a $550 ticket to Coachella, California’s annual pop-spectacle music festival. But the calculus might change if she’s offered a buy-now-pay-later plan to split the cost of the ticket into a series of deferred installments. Multiply this situation by hundreds…
BNPL: How SMBs can boost sales and give customers flexible payment options
Australian small and medium businesses (SMBs) using Buy Now Pay Later (BNPL) services are seeing tangible benefits. By providing customers with greater flexibility in payment options, BNPL provides a better customer experience, driving higher conversion rates and increased average order values (AOV). According to PayPal’s 2025 e-commerce Index, three-quarters of SMBs that have implemented BNPL report increased AOV (75 per cent) and customer conv…
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