VantageScore 4.0 Allowed for Use on All Fannie Mae and Freddie Mac Mortgages Effective Immediately

Federal Housing Finance Agency Says Rent Payments Can Now Be Used to Qualify for Mortgages

Some Americans will now be able to use their rent payment history to help them qualify for a mortgage, Federal Housing Finance Agency (FHFA) Director Bill Pulte announced on July 8. In a statement on social media platform X, Pulte said the FHFA will accept the consumer credit-scoring system VantageScore when evaluating consumers’ creditworthiness for mortgages sold to Fannie Mae and Freddie Mac. “Effective today, to increase competition in the c…

President Trump’s Director of Federal Housing Just Gave Renters Looking To Buy a Home a Huge Win! * 100PercentFedUp.com * by Noah

Director of the Federal Housing Finance Agency (FHFA) William J. Pulte just handed renters who are looking to buy a home a huge win. Until now, if you were renting a home, the only thing that went into qualifying for a mortgage was your credit score, which until now has never included rent payments. Thanks to a brand new order from Pulte, that all changes today: My ORDER today (thanks to my boss, POTUS) will allow for Americans to use their REN…

President Trump's Director of Federal Housing Just Gave Renters Looking To Buy a Home a Huge Win!

Director of the Federal Housing Finance Agency (FHFA) William J. Pulte just handed renters who are looking to buy a home a huge win. Until now, if you were renting a home, the only thing that went into qualifying for a mortgage was your credit score, which until now has never included rent payments. Thanks to a brand new order from Pulte, that all changes today: My ORDER today (thanks to my boss, POTUS) will allow for Americans to use their REN…

Fair Isaac Drops as Pulte Lets Fannie, Freddie Use VantageScore

Shares in Fair Isaac Corp., known colloquially as FICO, headed for the worst slide since March 2020 after federal regulators said government-sponsored mortgage entities Fannie Mae and Freddie Mac will be able to use a second firm when determining borrowers’ creditworthiness.

The company behind your credit score is plunging on the stock market after a White ...

By Samantha Delouya, CNN (CNN) — Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to assess creditworthiness for governmen…

VantageScore 4.0 Allowed for Use on All Fannie Mae and Freddie Mac Mortgages Effective Immediately

Lenders Expected to Originate Up to $1 Trillion in New, High-Quality Mortgages Up to Five Million Prospective New Buyers to Qualify for Homeownership Policy Change Reiterates FHFA Commitment to Promoting Efficiency and Affordability SAN FRANCISCO, July 8, 2025 /PRNewswire/ -- The Federal Housing Finance Agency (FHFA) today announced that it will immediately implement the acceptance of VantageScore 4.0 for mortgages sold to Fannie Mae and Freddie…