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Trump Unveils Health Care Plan that Would Pay Americans Directly to Buy Coverage

The plan aims to cut drug prices by up to 80% and redirect billions in insurer subsidies directly to Americans to lower premiums, officials said.

  • On Thursday, President Donald Trump unveiled the 'Great Healthcare Plan' and urged Congress to pass a multipart proposal aimed at lowering drug prices and premiums.
  • After enhanced Affordable Care Act premium tax credits expired at the end of 2025, Republicans faced pressure as Trump's plan sends money directly to consumers for health savings accounts.
  • The White House plans to fully fund CSRs, require insurers to post coverage comparisons, and mandate providers who accept Medicare or Medicaid to publicly post pricing, the administration says.
  • It was unclear if any lawmakers were preparing to introduce the plan, which does not renew the Obamacare premium subsidies expired end of 2025, as efforts to extend credits face headwinds and House Republicans pursue reconciliation.
  • The White House fact sheet claims drug prices could plunge by as much as 500%, with discounts on Trump's platform launching this month, while insurers' premiums rose after 2017 CSR payment changes.
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The White House has released a video in which Donald Trump presents his plans for a major health reform in the US. Remarkable: Throughout the clip, the president hides his right hand. That could be the reason.

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KARE broke the news in Minneapolis, United States on Thursday, January 15, 2026.
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