US EditionWhat You Need to Know About the Impact of the 'Big, Beautiful Bill' on Student Loans
UNITED STATES, JUL 10 – H.R. 1 limits graduate loans and cuts funding to colleges with low graduate earnings, affecting rural and public service students, according to education advocates and lawmakers.
- Last week, U.S. Congress enacted H.R. 1, the One Big Beautiful Bill Act, enacting sweeping reforms to student financing.
- Congress aimed to enforce fiscal accountability by capping graduate student loans, eliminating the Graduate PLUS program, and cutting funding to low-earning colleges, impacting access and equity.
- Federal guidelines cap graduate loans at $20,500 annually and $100,000 total, with experts warning of fewer repayment options and longer debt periods.
- Under H.R. 1, rural, working-class first-generation students face the choice of private debt or abandoning their educational goals, while rural colleges risk penalties for low-earning graduates.
- In the long term, H.R. 1 risks widening rural-urban and affordability gaps despite modest Workforce Pell Grant expansion, harming overall access and equity.
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Big Beautiful Bill may raise debt, despite SC lawmaker claims
·Rock Hill, United States
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What you need to know about the impact of the 'big, beautiful bill' on student loans
The Trump administration's "Big Beautiful Bill" means big changes to student loans.The largest overhaul to the student loan system in decades will mean changes for both current and future borrowers."The big takeaway is that borrowers are going to have fewer options to repay their student loans and they're going to be paying more, and in many cases, much longer," said Abby Shafroth, Managing Director of Advocacy at the National Consumer Law Cente…
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