US EditionShutdown Ends, but No Health Tax Credits: What It Means for Open Enrollment
The spending deal ends the 43-day shutdown but leaves ACA premium tax credits set to expire, risking higher costs for millions without a guaranteed extension.
- On Wednesday, U.S. Congress reopened the government without extending the enhanced Affordable Care Act premium tax credits, which are set to expire.
- Democrats had insisted on renewing the subsidies as a reopening condition, while Republican leaders resisted and President Donald Trump advocated redirecting funds as HSA-like deposits or cash payments.
- Policy analyses estimate that without the credits, premiums could increase by $1,000 annually and about 4 million Americans might drop coverage, according to CBPP and CBO.
- Lawmakers in both chambers moved to reopen the government without settling the subsidy question, with the deal calling for a December U.S. Senate vote but no U.S. House of Representatives commitment, while House Democratic leader Hakeem Jeffries vowed a three-year extension bill.
- Consumers should consult agents, brokers and navigators as open enrollment proceeds, since federal and state ACA marketplaces would need to retool 2026 plans if subsidies are renewed retroactive to Jan. 1, 2026.
17 Articles
17 Articles
Who was really to blame for the government shutdown?
The U.S. government shutdown has finally come to an end after 43 days that resulted in thousands of flights being cancelled or delayed, food aid benefits for millions of Americans being jeopardized and hundreds of thousands of federal workers being furloughed. But the question is: Which party bears responsibility for this shutdown? Let’s look at the facts as to who bears responsibility, not the misleading rhetoric. First, the shutdown’s genesis…
The government has reopened, but ACA policyholders remain at risk for premium rate hikes
WEST VIRGINIA (WVNS) - Lawmakers voted on a legislative package to fund the federal government, bringing an end to the longest shutdown in history. But where does this leave Americans insured under the Affordable Care Act? Experts have speculated that premium rates for many ACA customers may skyrocket in the coming weeks. A proposed extension [...]
With open enrollment underway, Virginians face uncertainty over future of ACA tax credits
RICHMOND, Va. (WRIC) — The federal government has reopened after a 43-day shutdown, but the health care issue at the center of the historic 43-day standoff is still unresolved. As a result, many Virginia families are bracing for higher insurance costs. The enhanced premium tax credit offsets the cost of some Affordable Care Act (ACA) plans and is set to expire at the end of the year. With open enrollment already underway, ACA policyholders are s…
What reopening means for workers, services and the public | Honolulu Star-Advertiser
WASHINGTON >> For the first time in more than 40 days, Washington was set to open for business today, although some federal services would be slow to return and thousands of government employees were left unsure of when they might receive their missing paychecks.
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