Mortgage Rates Expected to Move Lower in 2025 and 2026 - Federal National Mortgage (OTC:FNMA)
- In 2025, the National Association of Realtors , with Lawrence Yun as Chief Economist, anticipates a positive trend in the housing market with mortgage rates averaging 6.4%.
- This forecast is influenced by the Federal Reserve's anticipation of slower economic growth, which typically puts downward pressure on rates, alongside an expected moderation in price growth due to increased market supply.
- NAR predicts a 6% increase in existing-home sales and a 10% rise in new-home sales for 2025, coupled with a 3% increase in the national median home price.
- While rates are easing slightly, high national debt is expected to prevent mortgage rates from dramatically decreasing, and a return to the 4%-to-5% range experienced during the Trump administration's first term is unlikely.
- The NAR Quarterly Forecast suggests a path towards a more sustainable and balanced housing market with moderation in price growth being a welcome change to improve affordability and long-term stability.
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16 Articles

Mortgage Rates Expected to Move Lower in 2025 and 2026
Existing Home Sales Forecast Upgraded Slightly on Lower Rate Outlook
Mortgage Rates Expected to Move Lower in 2025 and 2026 - Federal National Mortgage (OTC:FNMA)
Existing Home Sales Forecast Upgraded Slightly on Lower Rate Outlook WASHINGTON, March 28, 2025 /PRNewswire/ -- Mortgage rates are now expected to end 2025 and 2026 at 6.3 percent and 6.2 percent, respectively, downward revisions of three-tenths for each, according to the March 2025 commentary from the Fannie Mae (OTCQB:FNMA) Economic and Strategic Research (ESR) Group. The lower mortgage rate outlook resulted in a small upward revision to the E…
How much lower can mortgage rates go with all this drama?
Mortgage rates have been trending downward since Jan. 14, contrary to expectations surrounding the trade war and inflation concerns. This decline has positively impacted purchase application data, which is showing positive year-to-date data as we approach the end of March. As we anticipate what might happen with tariffs on April 2 — what President Trump is calling liberation day — it raises an important question about how much further mortgage r…
NAR Predicts Mortgage Rates to Remain Above 6% in 2025 and 2026
Thinking about buying a house in the next few years? Well, here's something important you need to know straight away: NAR (National Association of Realtors) predicts mortgage rates will likely stay above 6% through 2025 and 2026. This isn't exactly the news homebuyers were hoping for, especially after seeing those super low rates not too long ago. But let's break down what this quarterly economic forecast really means for you, the housing market…
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