More Americans shift money from checking and savings to accounts with investment income, study says
UNITED STATES, JUL 21 – JPMorganChase Institute found total cash reserves rising as 4.7 million U.S. households shift funds into income-generating accounts to better manage cash amid economic uncertainty.
- More Americans are shifting money from checking and savings accounts into accounts that yield investment income, according to a study by JPMorganChase Institute.
- The analysis found that people's total cash reserves are increasing when including money in brokerage accounts, money market funds, and certificates of deposit.
- Chris Wheat, president of the institute, said the trend might be short-term and that they don't have a basis yet as to whether it will continue.
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49 Articles


Study: More Americans put money into investments
WASHINGTON — New research finds that more Americans are shifting their money from checking and savings accounts into financial vehicles that pay an investment income — a trend that helps to explain the resilience of the U.S. economy after a…
WASHINGTON — New research shows that more Americans are moving their money from checking and savings accounts to financial vehicles that generate investment income, a trend that helps explain the U.S. economy's resilience after a period of high inflation and recent uncertainty due to tariffs.

More Americans shift money from checking and savings to accounts with investment income, study says
New research finds that more Americans are shifting their money from checking and savings accounts into financial vehicles that pay an investment income.
Americans are shifting more money into investment accounts
New research finds that more Americans are shifting their money from checking and savings accounts into financial vehicles that pay an investment income—a trend that helps to explain the resilience of the U.S. economy after a bout of high inflation and recent uncertainty due to tariffs. The analysis by JPMorganChase Institute examined the accounts of 4.7 million households and found that people’s total cash reserves are increasing when including…
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