How a warming planet has made home Insurance increasingly unaffordable

How a warming planet has made home Insurance increasingly unaffordable

This story was originally published by Yale e360 and is reproduced here as part of the Climate Desk collaboration. For decades, Sanibel Island, one of the most treasured vacation resorts in America, was an insurance agent’s dream. Year after year, the 5,000-odd residents of the barrier island on Florida’s Gulf Coast wrote checks for their home and flood insurance policies, but rarely filed claims. Insurers collected over $10 in premiums for ever…