US EditionFHA Eliminates Eligibility of Certain Non-Permanent Residents for FHA-Insured Loans - Weiner Brodsky Kider PC
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FHA Eliminates Eligibility of Certain Non-Permanent Residents for FHA-Insured Loans - Weiner Brodsky Kider PC
On March 26, 2025, FHA issued Title I Letter 490, and Mortgagee Letter 2025-09, which eliminate the eligibility of certain Non-Permanent Residents for FHA-insured loans. The letters require Mortgagees to determine the residency status of the borrower based on information in the loan application and other applicable documentation and provide that the individuals who may be eligible for FHA-insured loans are: (i) U.S. citizens, (ii) Permanent U.S.…
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