All-Cash Offers Are Still a Third of All Home Purchases, Dominated by 'Investors and Second-Home Buyers,' Data Shows

1 in 3 US Homeowners Paid Cash for Properties in 2025: Report

The “cash is king” adage apparently remains true as almost 33 percent of U.S. home sales so far this year were cash deals. In its Oct. 7 report, Realtor.com analyzed the cash homebuying market, often dominated by investors, equity-rich households, and second-home purchasers. While that percentage is down slightly from the same time last year, all-cash purchases have risen substantially from pre-pandemic levels of 28.6 percent of sales, according…

All-cash offers are still a third of all home purchases, dominated by 'investors and second-home buyers,' data shows

All-cash offers have cemented their place as a formidable force in the U.S. housing market, accounting for nearly one in three home purchases in the first half of 2025, according to the latest analysis from Realtor.com. The data reveals that about 32.8% of home sales so far this year were completed fully in cash—a figure only slightly lower than last year, but significantly above pre-pandemic norms. These transactions are “especially common at t…

All-cash home sales hold strong as high mortgage rates persist

With mortgage rates lingering above 6%, buyers with ready cash continue to dominate both the lowest and highest ends of the housing market. Roughly one-third of all home sales in the first half of 2025 were completed entirely with cash, according to a new report from Realtor.com. That figure represents only a 0.6% decline from a year earlier. Cash offers surged during the height of the COVID-19 housing frenzy, when buyers competed fiercely for l…

Cash Still King: One in Three Homes Bought with Cash in 2025

Realtor.com® analysis shows cash buyers thriving at the high and low ends of the market as financed buyers remain concentrated in the middle