Alternative Home Financing Options for Retirees, Investors, and Self-Employed Borrowers in 2025 | West Wales Chronicle : News for Llanelli, Carmarthenshire, Pembrokeshire, Ceredigion, Swansea and Beyond
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Alternative Home Financing Options for Retirees, Investors, and Self-Employed Borrowers in 2025 | West Wales Chronicle : News for Llanelli, Carmarthenshire, Pembrokeshire, Ceredigion, Swansea and Beyond
The American dream of homeownership has traditionally followed a predictable path: steady W-2 income, good credit score, 20% down payment, and a 30-year fixed mortgage. But in 2025, this conventional approach simply doesn’t work for everyone. Retirees living on fixed incomes, entrepreneurs with complex financial statements, and real estate investors building portfolios all face the same frustrating reality when approaching traditional lenders: r…
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