A single missed payment dropped my credit score 100 points, ruining decades of hard work. What are my options to rebuild?

A single missed payment dropped my credit score 100 points, ruining decades of hard work. What are my options to rebuild?

Key Points A Reddit user with great credit saw his score go down over 100 points after a missed payment. When you have good credit, missing a payment has more of a negative impact. The Reddit user should ask the card company to remove the late payment as a gesture of good will. The right cash back credit card can earn you hundreds, or thousands of dollars a year for free. Our top pick pays up to 5% cash back, a $200 bonus on top, and $0 annu…