When Local Innovation Leads: M-Pesa as a Case Against One-Size-Fits-All Solutions

When Local Innovation Leads: M-Pesa as a Case Against One-Size-Fits-All Solutions

Abstract: Amidst the challenges of digital transformation in developing countries, M-Pesa emerges as a local innovation that successfully empowers communities through mobile phone-based financial services. Launched in Kenya in 2007, M-Pesa expands access to financial services, drives regional economic integration, and opens up new opportunities for small businesses. While offering great potential to expand global […] The post When Local Innovati…