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A Super Bowl ad Says Every American Child Will Get a Free Trump Account. Is that True?

The program offers a $1,000 government seed for children born 2025-2028, with parents able to contribute up to $5,000 yearly and over 1 million families signed up, the White House said.

  • On Jan. 28, 2026, President Donald Trump launched Trump Accounts at the Andrew W. Mellon Auditorium, with a rollout planned around July 4.
  • Created under the 2025 Big Beautiful Bill, the program was originally called Invest America and funded by Invest America, a nonprofit advocacy group, as the source states.
  • Parents can open accounts with IRS form 4547 for children under 18 with a Social Security number, depositing up to $5,000 annually while employers can contribute up to $2,500, with U.S. Treasury sending activation info beginning in May.
  • The White House says more than 1 million families have signed up, and Karoline Leavitt projects the account value could reach nearly $1.1 million by age 28.
  • Experts note projections depend on market returns, timing, and contributions; Michel said, `Withdrawing the money earlier reduces returns even further` and `The accounts may help at the margin, but they are not a realistic standalone solution for major life expenses.
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Tampa Bay TimesTampa Bay Times
+26 Reposted by 26 other sources
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A Super Bowl ad says every American child will get a free Trump Account. Is that true?

PolitiFact | Trump Accounts for children will launch around July 4. Parents can sign up now with an IRS form.

·Tampa, United States
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News & Record broke the news in Cherokee County, United States on Sunday, February 8, 2026.
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