The post They Moved to Florida for a $200,000 Roth Conversion. Spending 184 Days Back in New York Could Undo the Tax Savings. appeared first on 24/7 Wall St.. A couple in their late sixties spent 40 years in Westchester County and watched their traditional individual retirement accounts (IRAs) grow past seven figures. Their plan was straightforward: buy near Naples, establish Florida residency, and convert $200,000 a year to Roth accounts withou…