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The State of Mortgages in 2025: Percent of Equity-Rich Properties for the First Quarter 2025

ATTOM’s latest data on mortgage equity for the first quarter 2025 show that the number of equity-rich mortgages remain historically high in the nation overall. Although equity-rich rates fell in 47 states quarterly, annually, the rates in the majority of states were higher. An equity-rich mortgage is defined as one where the loan balance is no more than half of their estimated market value. In the first quarter of 2025, 46.2 percent of mortgaged…
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ATTOM Data Solutions broke the news in on Monday, July 7, 2025.
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