Even if You Are over 41, a Ten Percent Contribution Is Enough for Otthon Start.

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At the same time, the income threshold above which the sixty percent liability is available has been tightened.

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Applicants for the Otthon Start loan may be in for an unpleasant surprise at the banks. Although the MNB finally allowed a 10 percent down payment to be sufficient for the 3 percent loan at the last minute, its requirements differ from those in the government decree regulating the loan. This means that there may be many borrowers who can access the Otthon Start loan, but not with a 10 percent down payment.

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The government's new subsidized home loan has been launched, with a fixed interest rate of 3% and a term of up to 25 years. The scheme is available from as little as 10% of your own funds, and can also be combined with other family support instruments, such as CSOK+, Falusi CSOK or Babaváró loan.