ACA Premium Relief Collapses in Senate Talks, Millions Face Higher Costs

ACA premium relief collapses in Senate talks, millions face higher costs

Health care subsidies were a central flashpoint during last fall’s 43-day government shutdown. Now, after months of negotiations between Democrats and Republicans, prospects for extending those Affordable Care Act tax credits appear to have collapsed.  The failure to reach a deal means millions of Americans could face sharply higher health insurance premiums after the enhanced subsidies expired on Dec. 31, 2025. Premiums to soar  Up to 20 millio…

Enrollees Who Drop ACA Policies Will Drive Up Costs For The Rest

Millions of people will drop their health insurance now that premium subsidies for consumers who buy coverage on the Affordable Care Act marketplace have expired. It's expected to drive up costs for remaining enrollees, leading some experts to warn of a potential “death spiral.” The lapse of enhanced premium tax credits at the end of 2025 led insurance premiums to more than double for the average subsidy recipient, to $1,904 per month in 2026 fr…

Talks to Restore Obamacare Subsidies Likely Dead

“Vulnerable Republicans have a big political problem on their hands,” Punchbowl News reports. “The bipartisan Senate negotiations to revive enhanced Obamacare subsidies are all but dead, leaving health care costs skyrocketing for millions of Americans. At-risk GOP lawmakers must now wage a new fight, figuring out if — and how — they can force their party to take up legislation to help Americans dealing with rising costs before the midterm electi…

(sigh) Stick a fork in it? ACA subsidy negotiations appear to be dead

Wed, 02/04/2026 - 8:23pmVia the Wall St. Journal: Top Senate negotiators said an effort to renew expired healthcare subsidies had effectively collapsed, likely ending the hopes of 20 million Americans that the tax-credit expansion could be revived and lower their monthly insurance premiums. Talks had centered on a proposal from Sens. Bernie Moreno (R., Ohio) and Susan Collins (R., Maine) to extend a version of the enlarged Affordable Care Act su…