PM Jan Dhan Scheme Marks 12 Years, Number of Accounts Crosses 59 Cr with Rs 3.17 Lakh Cr Deposits
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PM Jan Dhan Yojana: 12 years of banking & empowerment for all
PM Jan Dhan Yojana (PM-JDY) has emerged as a cornerstone of India’s financial inclusion journey since its launch in 2014. Over 12 years, it has expanded access to formal banking, credit, insurance, pensions and digital payments, particularly for underserved communities. PM-JDY accounts have grown from 14.72 crore in 2015 to 59.09 crore as of 19th August 2026, with 32.92 crore female beneficiaries. Deposits have also risen consistently, reflectin…
Jan Dhan Marks 12 Years as Deposits Climb 12.8 Times to Rs 3.17 Lakh Crore
Get latest articles and stories on Business at LatestLY. Deposits in accounts opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY) have increased 12.8 times to Rs 3.17 lakh crore over the past 12 years, pointing to deeper engagement with formal banking and stronger saving habits among beneficiaries, according to a release by the Ministry of Finance. Business News | Jan Dhan Marks 12 Years as Deposits Climb 12.8 Times to Rs 3.17 Lakh Crore.
PM Jan Dhan Yojana marks 12 years: 59 crore bank accounts with ₹3.17 lakh cr deposits – Check full details
The average deposit per account is ₹5,356 as on August 19, 2026, and the average deposit per account has increased 3.4 times in the last 12 years, the finance ministry said in a statement.
PM Jan Dhan scheme marks 12 years, number of accounts crosses 59 cr with Rs 3.17 lakh cr deposits
The Pradhan Mantri Jan Dhan Yojana has completed twelve years of service. Over fifty-nine crore bank accounts now exist under this financial inclusion scheme. Deposits have reached a substantial three point seventeen lakh crore rupees. This initiative empowers millions by providing access to banking and financial services. The scheme has significantly transformed India's banking and financial landscape.
The PM Jan Dhan Yojana (PM-JDY) was launched in 2014, marking a new beginning for India's financial inclusion journey. This scheme has brought access to formal banking services for underserved communities. Millions of people have benefited from the scheme so far, improving their financial lives. For those who didn't have a bank account, the scheme has brought new hope. Adding another step to Digital India, the Jan Dhan Yojana has transformed eco…
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