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New California law restricts HOA fines to $100 per violation, giving homeowners a break

The law limits homeowners association fines to $100 per violation and bans additional late fees except for health or safety issues, affecting 65% of California homeowners, lawmakers said.

  • On July 1 the state of California enacted a law that caps homeowners association fines at $100 per violation, barring late fees or interest except for public health or safety breaches.
  • Democratic Sen. Aisha Wahab's language from Senate Bill 681 was folded into Assembly Bill 130 led by Democratic Sen. Scott Wiener just days before the governor signed it.
  • In California, more than 50,000 HOAs govern around 65% of California homeowners, with median monthly fees of $278 among the steepest nationwide.
  • HOA boards warned the cap could limit enforcement options and increase litigation, while attorneys for homeowners said it will curb extreme, retaliatory fines that sometimes lead to foreclosures.
  • Lawmakers pursuing transparency measures say the new cap fits broader reforms as state lawmakers proposing transparency reforms address homeowner ire and advocate clearer violation procedures, Marjorie Murray said.
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New California law restricts HOA fines to $100 per violation, giving homeowners a break

By Nadia Lathan | CalMatters An ornate balcony or quirky garage door might be in reach for more Californians as homeowners associations across the state are being forced to govern without the power of exorbitant fees to enforce regulations. Millions of California residents could get a break if they violate their homeowners association rules due to a new law that caps fines at $100, down from hundreds to thousands of dollars. Amid an affordabilit…

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thecooldown.com broke the news in on Thursday, October 2, 2025.
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