US EditionMortgage Interest Deduction: Time to Cut the Cord? - Taxpayers for Common Sense
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Mortgage Interest Deduction: Time to Cut the Cord? - Taxpayers for Common Sense
The mortgage interest deduction (MID) has long been a fixture of U.S. tax policy, promoted as a tool to encourage homeownership. However, its relevance and effectiveness are increasingly in question. The 2017 Tax Cuts and Jobs Act (TCJA) sharply curtailed the deduction’s benefits, and with several key provisions set to expire after 2025, the MID’s future is once again up for debate. In fiscal year 2024, the Joint Committee on Taxation (JCT) est…
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