Medical students fret over the new student loan cap in the 'big, beautiful bill'
UNITED STATES, JUL 9 – The new law limits graduate loan amounts and introduces a Repayment Assistance Plan affecting 13 million borrowers enrolled in income-driven repayment programs, officials said.
- On July 4, 2025, President Donald Trump signed H.R.1, the One Big Beautiful Bill Act, overhauling the federal student loan repayment system.
- President Donald Trump signed the sweeping H.R.1 bill, overhauling federal student loan policies to improve accountability and ROI for taxpayers and students.
- Over 13 million borrowers are enrolled in income-driven plans, with 8 million in SAVE currently paused amid litigation, highlighting the program's widespread impact.
- With a ~$300,000 attendance cost, medical students warn the law creates a gap that endangers physician supply, especially in underserved areas.
- Under the law, provisions for new loans take effect July 1, 2026, with borrowers required to switch plans by July 2028.
9 Articles
9 Articles

Republicans cap federal student loans for graduate students
The provision is part of President Donald Trump’s signature bill.
Medical students fret over the new student loan cap in the 'big, beautiful bill'
A provision tucked inside a sweeping bill signed into law by Trump last week will make it harder for aspiring doctors to finance their education as the country faces a growing shortage in that profession.
Higher Education Highlights from the One Big Beautiful Bill Act
On July 4, 2025, President Donald Trump signed H.R.1 – the One Big Beautiful Bill Act (OBBBA) into law. This sweeping legislation touches nearly every aspect of federal policy, including tax reform, social programs, immigration, defense, and notably, higher education. While some controversial proposals—like cuts to the Pell Grant program and a 21% endowment tax—were ultimately excluded or significantly reduced, the final bill introduces signific…
Trump’s Big, Beautiful Bill Changes Student Loans and Monthly Payments. Here's How
President Donald Trump’s “big, beautiful bill” is now a great, big law. Trump signed the nearly 1,000-page megabill into law Friday during a July 4 celebration, marking a major victory for the president’s domestic policy agenda. Among many things, the sweeping legislative package overhauls the federal student loan repayment system. It also increases military and border spending, extends hefty tax cuts implemented during Trump’s first term and cu…
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