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Medical students fret over the new student loan cap in the 'big, beautiful bill'

UNITED STATES, JUL 9 – The new law limits graduate loan amounts and introduces a Repayment Assistance Plan affecting 13 million borrowers enrolled in income-driven repayment programs, officials said.

  • On July 4, 2025, President Donald Trump signed H.R.1, the One Big Beautiful Bill Act, overhauling the federal student loan repayment system.
  • President Donald Trump signed the sweeping H.R.1 bill, overhauling federal student loan policies to improve accountability and ROI for taxpayers and students.
  • Over 13 million borrowers are enrolled in income-driven plans, with 8 million in SAVE currently paused amid litigation, highlighting the program's widespread impact.
  • With a ~$300,000 attendance cost, medical students warn the law creates a gap that endangers physician supply, especially in underserved areas.
  • Under the law, provisions for new loans take effect July 1, 2026, with borrowers required to switch plans by July 2028.
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Republicans cap federal student loans for graduate students

The provision is part of President Donald Trump’s signature bill.

·United States
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NBC News broke the news in United States on Tuesday, July 8, 2025.
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