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Lawsuit claims Xactus, Equifax violated Fair Credit Reporting Act

Summary by HousingWire
A plaintiff in California is claiming that Xactus and Equifax did not conduct a “reasonable” investigation into claims of identity theft, which harmed her credit and violated the Fair Credit Reporting Act.  The suit was filed in late May in the Superior Court of San Bernardino County, California, by plaintiff Junnan Guo, who is representing herself pro se. It names Xactus and Equifax, as well as American First Credit Union, Adler Wallach & Assoc…
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HousingWire broke the news in on Tuesday, July 8, 2025.
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