The American Express® Business Gold Card (review) has a $375 annual fee (Rates & Fees), and unlike most premium business cards, whether it pencils out doesn’t come down to a stack of coupon-book credits (though those can help with offsetting the annual fee). It comes down to whether your two top spending categories every billing cycle actually align with the six categories Amex will pay 4x on. I picked the card up again last year, thanks to the …
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