US EditionIowa Amends Law Regarding Closing Costs for Small Dollar Subordinate Lien Consumer Loans - Weiner Brodsky Kider PC
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Iowa Amends Law Regarding Closing Costs for Small Dollar Subordinate Lien Consumer Loans - Weiner Brodsky Kider PC
Iowa recently amended its laws governing the closing fees creditors may charge in connection with “consumer loans”—a category that notably excludes debts secured be a first lien on real property. Pursuant to the amended law, creditors will be able to contract for and receive bona fide and/or agreed-upon discount points, as long as the points and fees the consumer is charged by all lenders in connection with the consumer loan do not exceed the t…
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