I'm buying my first flat at 37 - but could only afford shared ownership

I'm buying my first flat at 37 - but could only afford shared ownership

Joanna Dymkowska has been renting for 15 years. She lives with three flatmates in Walthamstow, east London, but is finally ready to get a place of her own.But despite earning an average wage and describing herself as “very good” at saving money, the deposit she has saved will not enable her to buy an entire property by herself.Instead, the 37-year-old accounting assistant will own 25 per cent of a £305,000 property, bought via the government-bac…