'I Paid Off £70k Debt and Saved Enough for Retirement in 6 Years'

'I paid off £70k debt and saved enough for retirement in 6 years'

Toni Graham suffered a breakdown that left her unable to work for nine months

‘I was £70,000 in debt at 48, six years later I was able to retire'

When Toni’s life hit rock bottom, a single change turned everything on its head and she was able to retire six years later Toni Graham, from Yorkshire, faced a daunting breakdown at the age of 48, which plunged her into £70,000 of debt, saw her weight reach 17 and a half stone. Fast-forward six years and Toni was able to retire, three and a half stone lighter as she embraced an “extreme frugalist” lifestyle. On the surface, when Toni was 48, man…

'I was £70k in debt and weighed 17 stone - £140 changed my life'

Trying to keep up appearances cost Toni both money and her mental health at her lowest points, but she’s turned it all around