How Line of Credit Structures Are Quietly Evolving in Fintech

How Line of Credit Structures Are Quietly Evolving in Fintech

Lines of credit used to be predictable. A set limit, a variable rate, and a quiet agreement that you’d only tap into it for emergencies. But fintech didn’t show up to maintain the status quo. It showed up to rewrite it. Today, the line of credit isn’t just a financial tool. It’s a product, a service, and in many cases, a platform’s secret weapon. Let’s look at how line of credit structures are evolving in fintech and what that means for both con…