Health insurance costs keep climbing for American workers, a new survey finds
Workers are paying 9% more of their premiums on average as employers raise deductibles and other costs to slow a 5% premium increase, KFF said.
- On Thursday, KFF, a nonpartisan health research organization, released its 2026 Employer Health Benefits Survey, finding family coverage premiums rose 5% to $28,303. Individual coverage reached $9,804 on average.
- Rising costs stem from increased utilization of medical services, skyrocketing prescription drug prices, and surging hospital fees. These factors collectively push premiums higher as employers manage the financial strain of providing benefits.
- Workers at smaller firms contribute an average of $9,687 toward family coverage, while the average deductible for single coverage reached $1,995 this year. Employees face significant out-of-pocket expenses before insurance kicks in.
- To manage expenses, companies are switching insurers or adding preapproval requirements for services. Jenna Caligaris, who manages an upstate New York contractor, said, "We're trying to maintain coverage and stay competitive."
- Projections suggest employer benefit costs could approach double-digit rates in 2027, potentially increasing pressure on employees. Matthew Rae, KFF associate director, warned that continued cost-shifting onto workers could significantly impact affordability.
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41 Articles
Cost of employer-sponsored health insurance plans rises again, nonpartisan survey finds • Maine Morning Star
WASHINGTON — The price health insurance companies charge for employer-sponsored plans increased again this year, as did the deductible many people must pay before those plans begin covering most healthcare costs, according to a survey released Thursday by the nonpartisan health organization KFF. The cost of individual health insurance plans rose to $9,804 on average, […]
By Tami Luhby, CNN Workers may feel that they are going to faint when they sign up for the occupational health coverage plan for 2027.The premiums are expected to go up for the fourth consecutive year, and employees are also likely to pay more when they receive medical care.
New Jersey Monitor
Cost of employer-sponsored health insurance plans rises again, nonpartisan survey finds
The price health insurance companies charge for employer-sponsored plans increased again this year, according to a survey released Thursday by the nonpartisan health organization KFF.
Associated Press News
Health insurance costs keep climbing for American workers, a new survey finds
A new survey by healthcare research nonprofit KFF reveals that people relying on employer-sponsored health insurance are paying more for coverage this year.
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