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Federal agency boosts size of most single-family loans the government can guarantee to $832,750

The Federal Housing Finance Agency raised the 2026 loan limit by 3.3% to reflect rising home prices, allowing loans up to $832,750 in most U.S. areas.

  • The Federal Housing Finance Agency is increasing the size of home loans that the government can guarantee against default to $832,750 next year.
  • The new conforming loan limit reflects a 3.3% increase from 2025 to account for rising U.S. home values.
  • The U.S. housing market has been in a slump since 2022 when mortgage rates began climbing from historic lows.
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Weekly Real Estate News broke the news in on Tuesday, November 25, 2025.
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