Experian and Plaid Partner on Cash Flow Data for Lenders

Experian and Plaid unite to improve credit decisioning for banks

Experian and Plaid have forged an alliance to enhance credit decisioning by integrating real-time cashflow data with credit analytics.   This collaboration will support banks, credit unions, and consumer lenders, speeding up lending decisions, stated Experian.  The partnership leverages Plaid’s connectivity and Experian’s credit analytics to help lenders evaluate risk effectively and expand access to credit.   When a consumer consents to share t…

Experian and Plaid Partner to Enhance Credit Risk Assessment with Real-Time Cashflow Insights

Today, Experian®, a global data and technology company, and Plaid, a leading financial data network, announced a strategic collaboration to lower barriers to accessing cashflow solutions and expanding financial inclusion.

ThetaRay and Spayce Partner on FinCrime Detection

ThetaRay and Spayce have formed a strategic partnership to integrate AI-powered transaction monitoring into Spayce’s cross-border payments platform to enhance financial crime detection capabilities, the companies announced. Spayce has deployed ThetaRay’s cognitive AI transaction monitoring solution into Spayce’s global payments infrastructure. ThetaRay provides AI-powered financial crime compliance technology designed to analyze transaction data…

Experian-Plaid Deal Signals Shift in Credit Risk Assessment for Financial Institutions - Datos Insights

Experian and Plaid announced a strategic collaboration that will allow lenders to incorporate real-time cashflow insights alongside traditional credit data in their underwriting processes. The partnership combines Experian’s credit analytics capabilities with Plaid’s financial data network to provide lenders with additional tools for assessing borrower risk. How it Works: Real-Time Data Integration Reshapes Underwriting Standards Under the new a…

Experian and Plaid link cashflow and credit data for lenders

Experian and Plaid have formed a partnership aimed at integrating real-time cashflow insights into credit decisioning processes.

Experian and Plaid Partner on Cash Flow Data for Lenders

Experian and Plaid have partnered to provide proven risk insights and real-time cash flow data to banks, credit unions and consumer lenders. [contact-form-7] These resources include, in a single solution, credit analytics from Experian, a global data and technology company, and permissioned data from Plaid, a financial data network, the companies said in a Thursday (June 5) press release emailed to PYMNTS. With the addition of cash flow…