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Health Insurance Fund Running a Deficit for at Least 15 Years

The state Health Insurance Fund's (Terviseamet) budget deficit had been known about for many years, and politicians and experts have called for an overhaul in its financing model to cover the shortfall, which is partly the result of a falling population and also costlier newer treatments.

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Over the years, the health system has developed a situation where money is simply being squandered in certain areas. Instead of changing the system, more money has been added all the time. Now the money is running out and the situation is such that the entire system must be reviewed. And this is not some "thank you event" held in a fancy castle or a fancy kitchen faucet in an office with a million-dollar view, but a large-scale drain of hundreds…

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Eesti Rahvusringhääling broke the news in Estonia on Monday, August 11, 2025.
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