ACA Insurers Propose Biggest Premium Hikes Since 2018 as Trump Policies Take Hold
COLORADO, JUL 17 – Proposed premium hikes result from subsidy cuts and reduced reinsurance funding, potentially causing over 100,000 Coloradans to drop coverage, officials say.
- In January, Colorado health insurers requested a median 28.4% increase for 2026, state officials said, linking the hike to the One Big Beautiful Bill Act.
- Without extending enhanced premium tax credits, the Act cuts aid for hundreds of thousands, while reinsurance funding falls by 40%, Michael Conway said.
- In Pueblo and the Eastern Plains, insurers sought over 30% hikes, and Western Slope and Grand Junction filings topped 38%, with the state projecting more than 100,000 will drop coverage.
- Wakely Consulting Group estimates enrollment could drop by 57%, and Josh Schultz said 'There will be sticker shock,' amid escalating rate proposals.
- Consumers will learn their new premium prices only late in the fall, or when open enrollment for the ACA begins on Nov. 1, and a virtual public hearing is scheduled for August 1.
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Health Insurers Push Huge Premium Hikes As Profits Soar
The six largest health insurers reported more than $1 trillion in revenue and more than $31 billion in net income last year — and are now pushing to raise Americans’ premiums by as much as 66 percent for some policies, according to recent state regulatory filings. The proposed increases come as insurers dole out billions to further enrich top brass and shareholders through stock buybacks and dividends.In all, Affordable Care Act (ACA) marketplac…

Insurers, customers brace for double whammy to Obamacare premiums
By Julie Appleby | KFF Health News Most of the 24 million people in Affordable Care Act health plans face a potential one-two punch next year — double-digit premium increases along with a sharp drop in the federal subsidies that most consumers depend on to buy the coverage, also known as Obamacare. Insurers want higher premiums to cover the usual culprits — rising medical and labor costs and usage — but are tacking on extra percentage point incr…
Your health insurance premiums could soon go up 15 percent
The health care provisions in President Donald Trump’s “big, beautiful bill” will raise costs for many patients. | Eric Lee/Getty Images We just got a preview of the likely consequences of the “big, beautiful bill” passed by Republicans in Congress and signed by President Donald Trump: Premiums on the Affordable Care Act’s health insurance marketplaces are on track to increase 15 percent on average next year — a record-setting pace. This comes …


Insurers and customers brace for double whammy to Obamacare premiums
Most of the 24 million people in Affordable Care Act health plans face a potential one-two punch next year — double-digit premium increases along with a sharp drop in the federal subsidies that most consumers depend on to buy the coverage, also known as Obamacare.
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