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"Can I Get a Health Insurance Discount for an Accident-Free Record?"… Companies Inform You of Favorable Terms.

(Seoul = Yonhap News) Reporter Kim Ji-yeon = 'Accident-free insurance' that maintains coverage but offers a premium discount if there are no hospitalizations, surgeries, or diagnoses of serious diseases after enrollment...

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Going forward, insurance companies will proactively offer premium discounts to health insurance subscribers who have not suffered from a major illness for a certain period. This measure reflects criticism that a significant number of eligible recipients were missing out on benefits due to the complexity of the relevant procedures. According to an announcement by the Financial Supervisory Service on the 5th, going forward, insurance companies [re…

(Seoul = Yonhap News) Reporter Kim Ji-yeon = 'Accident-free insurance' that maintains coverage but offers a premium discount if there are no hospitalizations, surgeries, or diagnoses of serious diseases after enrollment...

·Seoul, Korea (the Republic of)
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The Financial Supervisory Service has improved the application process for claim-free premium discounts for health insurance subscribers. Going forward, insurance companies will directly identify and notify subscribers of favorable discount rates, and subscribers will be able to conveniently apply for discounts via phone or mobile without visiting a branch. This measure is intended to protect subscribers who might otherwise miss out on benefits …

The process for health insurance subscribers who have not been hospitalized or undergone surgery for a certain period to receive premium discounts will be significantly simplified. Going forward, subscribers will be able to receive the most favorable conditions simply by expressing their intention to switch to the insurance company, without having to personally select complex discount types. Source: Financial Supervisory Service. The Financial S…

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조선일보 broke the news on Monday, October 5, 2026.
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