US EditionBig super misfire prompts high-risk retirement gambles, falling trust
- Many Black Americans face significant challenges in saving for retirement, as noted in the 2025 Retirement Confidence Survey by the Employee Benefit Research Institute.
- The survey shows that only 33% of Black households earning $75,000 or more have at least $250,000 in savings, compared to 63% of non-Black households.
- Debt is identified as a significant barrier, with 63% of higher-income Black households citing it as a problem, affecting their ability to save or retire comfortably.
- Professional financial advice is limited, as only 31% of Black respondents work with a financial advisor, highlighting a need for improved financial education.
12 Articles
12 Articles
The Retirement Gap: Why Saving For The Future Is Harder For Black Americans
Source: AndreyPopov / Getty Despite rising incomes, many Black Americans continue to face major hurdles when it comes to saving for retirement, according to the 2025 Retirement Confidence Survey by the Employee Benefit Research Institute. The survey, which included an oversample of Black workers and retirees, revealed that the racial wealth gap persists across income levels. Among households earning $75,000 or more, just 33% of Black respondents…
5 Make-or-break questions to ask before retiring
Retirement marks one of life’s biggest transitions, yet many South Africans spend decades saving for it without ever learning how to use those savings wisely. According to financial experts, the difference between a comfortable retirement and financial stress often comes down to asking the right questions before that final workday arrives, reports Cape {town} Etc. According to Siphamandla Buthelezi, who is the Head of Platforms at NMG Benefits, …
Majority of Workers Unlikely to Reach $1 Million Retirement Goal, Survey Finds
Despite expecting to need over $1 million for a comfortable retirement, only 30% of U.S. workers believe they will reach that milestone, according to a new survey by investment firm Schroders. The findings highlight a widespread shortfall in retirement preparedness and outline several expert strategies to help workers boost their...
Determining the Ideal Retirement Withdrawal Rate Beyond the 4% Rule - Boston Real Estate Investors Association
Title: Rethinking Retirement: Determining the Ideal Withdrawal Rate Beyond the 4% Rule Retirement planning is akin to navigating through uncharted waters. It demands careful preparation, prudent investments, and most importantly, a sustainable withdrawal strategy to ensure that one’s nest egg lasts a lifetime. Historically, the 4% rule has been a cornerstone for retirees seeking to […] The post Determining the Ideal Retirement Withdrawal Rate Be…
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- 67% of the sources lean Left
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