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Bankinter Defends Its Mortgage Strategy Against the "Irrationality" of the Market

Summary by Expansión
Gloria Ortiz, a deputy advisor to Bankinter, is clear about the competitive situation that the mortgage market is going through in Spain, which qualifies as "irrational" in view of the level of some offers. In view of this, the directive praises the prudent strategy followed by the bank and that it has not prevented the growth in 2025 of the new production of credits for the purchase of real estate. Read
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The Supreme Court clarifies a mortgage expense that thousands of customers can recover in full The purchase of a home involves assuming a long-term debt that conditions the family economy for 25 or 30 years.For this reason, supervisory bodies and financial institutions use very concrete indicators to evaluate whether a mortgage is sustainable.One of the most relevant is the relationship between the loan granted and the value of valuation of the …

Gloria Ortiz, a deputy advisor to Bankinter, is clear about the competitive situation that the mortgage market is going through in Spain, which qualifies as "irrational" in view of the level of some offers. In view of this, the directive praises the prudent strategy followed by the bank and that it has not prevented the growth in 2025 of the new production of credits for the purchase of real estate. Read

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Expansión broke the news in on Monday, January 26, 2026.
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