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Average US long-term mortgage rate edges lower, remaining near its low for the year

  • The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year.
  • Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market investors' expectations for the economy and inflation.
  • The 10-year Treasury yield, which lenders use as a guide to pricing home loans, was at 4.12% at midday Thursday, unchanged from a week ago.
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Average US long-term mortgage rate edges lower, remaining near its low for the year

The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year.

·United States
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abc News broke the news in United States on Thursday, December 18, 2025.
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