US EditionAverage US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
Mortgage rates rose due to a 10-year Treasury yield jump amid geopolitical tensions; 69% of U.S. homes have fixed rates at or below 5%, Realtor.com reported.
- On Jan. 22, 2026, Freddie Mac reported the average long-term U.S. mortgage rate rose to 5.44% from 5.38% last week and the 30-year fixed rate climbed to 6.09% from 6.06%.
- The 10-year U.S. Treasury yield hit 4.27% at midday Thursday, up from 4.17% a week earlier as bond investors reacted to geopolitical tensions tied to tariff threats by the Trump administration and turbulence in Japan's bond market.
- Borrowers saw 15-year fixed costs climb this week while refinance applications jumped 20% last week, comprising nearly 62% of home loan applications, the Mortgage Bankers Association reported.
- The U.S. housing market has been in a sales slump since 2022 as sales of previously occupied U.S. homes remained stuck last year at 30-year lows, with higher mortgage rates and home shortages pricing out many aspiring homeowners.
- With many borrowers locked into low rates, refinance incentives remain limited as economists expect rates to ease further this year, though the 30-year mortgage rate will likely stay above 6%.
78 Articles
78 Articles
Fox Business
One News PageMortgage rates tick higher but remain near 3-year low
Mortgage rates ticked higher this week but remain the lowest in three years, mortgage buyer Freddie Mac said Thursday.Freddie Mac's latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage rose to 6.09% from last week's reading of 6.06%. The average rate on a 30-year loan was 6.96% a year ago.HOME DELISTINGS SURGE AS SELLERS STRUGGLE TO GET THEIR PRICE"With the economy improving an…
readingeagle
Independent EspañolBy ALEX VEIGA The average rate of long-term mortgages in the United States rose this week, but remains close to its lowest level in more than three years. The reference interest rate for 30-year fixed mortgages increased to 6.09% from 6.06% last week, said mortgage buyer Freddie Mac on Thursday. One year ago, the rate averaged 6.96%. 15-year costs, popular among homeowners who refinance their mortgage loans, also increased this week to 5.44% fro…
The Detroit News
Washington TimesAverage U.S. long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average long-term U.S. mortgage rate ticked higher this week, but remains near its lowest level in more than three years.
Associated Press News
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average long-term U.S. mortgage rate ticked higher this week, but remains near its lowest level in more than three years.
Coverage Details
Bias Distribution
- 58% of the sources are Center
Factuality
To view factuality data please Upgrade to Premium
