Zach Harney, Financial Planning: Maximizing returns with strategic asset location

Zach Harney, Financial Planning: Maximizing returns with strategic asset location

When investors build portfolios, they usually focus on asset allocation: how much to invest in stocks, bonds, real estate and other asset classes. But another extremely important and often overlooked aspect of investing is asset location: deciding where investments should be held. If you have investments spread throughout different account types (Roth IRA, traditional IRA, taxable account, etc.), strategic asset location could help refine your l…