Why You Should Keep Everyday Spending and Savings Separate

Why You Should Keep Everyday Spending and Savings Separate

Most people manage their finances using a single account, and it seems efficient—until it isn’t. When your income, rent, groceries, entertainment, savings goals, and emergencies all run through the same pool of money, it’s hard to know what’s truly available. A single unexpected bill can drain weeks of progress. Without separation, the line between needs and goals blurs, and that’s where people fall behind. The solution doesn’t require budgeting…