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What Retirement Really Looks Like With $4.5 Million When One Spouse Wants to Keep Working

Summary by 247wallst.com
The post What Retirement Really Looks Like With $4.5 Million When One Spouse Wants to Keep Working appeared first on 24/7 Wall St.. Quick Read The working spouse’s $380,000 consulting income keeps the couple in the 35-37% federal tax bracket through age 65, blocking Roth conversions and forcing the retired spouse to fund his lifestyle with the $4.5M taxable brokerage account ($220,000 over four years) instead of higher-bracket tax-deferred acc…

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247wallst.com broke the news in New York, United States on Thursday, April 23, 2026.
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