We bought our first home costing £320k with just a £16k deposit - here's how

We bought our first home costing £320k with just a £16k deposit - here's how

When Nicole and Chris Shorten, both 30, made an offer on their first home in Oxfordshire in January, they couldn’t believe their luck. The couple had managed to bag their dream £320,000 home with just a £16,000 deposit after discovering a little-known mortgage, which allowed them to get on the property ladder years earlier than expected. They moved into the 3-bed house in Grove with their 21-month-old twin daughters in March this year by using a…