Vacation Homes Make Up 6.8% of Montana Housing, 7th Most in the U.S.
Researchers found Kentucky has 34,484 vacation homes, a 1.7% share of housing stock, far below the national rate, Census data show.
- Vacation homeownership in the United States has declined steadily since peaking at 5.47 million in 2018, falling to 4.74 million by 2024 as their share of the national housing stock dropped from 4.0% to 3.3%.
- Higher mortgage rates and elevated home prices increased costs for second properties, while return to in-person work reduced geographic flexibility that fueled pandemic demand. Mortgage-backed purchases of second homes fell nearly 66% from their 2021 peak to 2025.
- Vacation homes remain highly concentrated in specific markets: Maine and Vermont lead states at 15.3% and 14.7% respectively, while Nantucket, Massachusetts, tops small metros at 55.0%. Montana ranks seventh nationally at 6.8% of its housing stock.
- Timeshare occupancy reached 79.9% in 2025, nearly 18 percentage points higher than the 62.3% hotel rate, demonstrating how shared ownership models absorb vacation demand without depleting conventional housing stock.
- Redfin estimates the national housing shortage at 4.03 million units, putting upward pressure on prices and rents while policymakers scrutinize how limited housing stock is allocated between residents and vacation use.
11 Articles
11 Articles
Vacation Homes Make Up 2.9% to 10.1% of Housing Stock in Five States
The United States faces a roughly 4.03 million shortfall in housing, fueling higher prices and rents and making it harder for first-time buyers and workers to find affordable homes. A SellMyTimeshareNow analysis details how vacation homes and timeshares influence housing stock, with state-by-state variations in vacation-home shares as communities weigh policy responses to the broader shortage. · 25 sources across the spectrum on IJR News.
Vacation Homes Make Up 5.5% of Michigan Housing, 11th Most in the U.S.
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
Vacation Homes Make Up 2.4% of California Housing
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
Vacation Homes Make Up 4.9% of Minnesota Housing, 14th Most in the U.S.
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
The Paintsville Herald
Appalachian News-ExpressOnly 1.7% of Kentucky Homes Are Vacation Homes, 9th Lowest Percentage in the U.S.
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
Only 1.3% of Indiana Homes Are Vacation Homes, 4th Lowest Percentage in the U.S.
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
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