US Stablecoin Adoption Could Surge with Bank-Like Protections: Visa Survey

US Stablecoin Adoption Could Surge with Bank-Like Protections: Visa Survey

The survey released by Visa posited that bank-like protections for stablecoins could increase adoption in the US as companies are preparing for the enactment of the GENIUS Act.

Visa Survey: Bank-style safeguards could boost US stablecoin use

Visa has released new survey results suggesting that stablecoin adoption among Americans could rise meaningfully if issuers offered protections that resemble the banking system—particularly fraud safeguards and deposit insurance. In a study of 2,192 US-based consumers conducted by Morning Consult between February and March, Visa found that “adoption intention” for stablecoins could increase from 36% [...]

Visa Study Finds Americans More Open to Stablecoins With Bank-Like Protections

TL;DR: Visa’s Money Travels 2026 report shows that willingness in the United States to use stablecoins for cross-border transfers rises from 36% to 56% under a hypothetical scenario of bank-like guarantees. 56% of surveyed Americans stated they had never heard of stablecoins prior to the poll, while 45% showed interest if offered by their primary ...

56% of Americans have never heard of stablecoins, Visa finds

Visa's Money Travels 2026 survey found 56% of U.S. adults have never heard of stablecoins, while 36% have hit cross-border payment scams.

Americans Would Use Stablecoins—If They Came With Bank Protections, Visa Study Finds

A Visa survey found U.S. willingness to use stablecoins for cross-border transfers rises from 36% to 56% when paired with hypothetical bank-level fraud protection and deposit insurance.