US EditionU.S. Housing Regulator to Weigh Whether Crypto Belongs in Mortgage Applications
- On March 14, 2025, Bill Pulte officially assumed leadership of the U.S. Federal Housing Finance Agency, the entity responsible for regulating the mortgage market.
- Pulte, a Trump appointee and cryptocurrency investor, revealed that the FHFA plans to explore how digital asset holdings might be incorporated into mortgage eligibility criteria.
- The FHFA is conducting a review to determine how cryptocurrencies like Bitcoin could be factored into wealth assessments for mortgage applicants across major government-backed housing finance institutions and regional banks supporting U.S. home loans.
- Pulte holds between $500,001 and $1,000,000 in Bitcoin and Solana, and the Bitcoin Policy Institute called recognizing crypto as collateral a potential game-changer.
- This move could transform U.S. mortgage rules, potentially easing homeownership access amid rising house prices and supporting wider financial inclusion.
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The people who could benefit from possible mortgage rule changes
The UK’s financial watchdog has initiated a "public conversation" into the future of the mortgage market, potentially easing access for first-time buyers, the self-employed, and those borrowing into retirement.
·London, United Kingdom
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Total News Sources30
Leaning Left2Leaning Right0Center4Last UpdatedBias Distribution67% Center
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C 67%
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