OCC Says Crypto Firms Can Pursue U.S. Bank Charters

OCC says crypto firms can pursue U.S. bank charters

OCC chief Jonathan Gould says digital asset firms should have a route to U.S. national bank charters as applications and scrutiny rise.

OCC Denies Wise: $4.2M AML Order Sets Crypto Charter Bar

Why Did The OCC Reject Wise? The Office of the Comptroller of the Currency’s rejection of Wise’s U.S. national trust bank application has turned an approval-heavy fintech charter cycle into a clearer test of what digital-asset and payments companies must prove before gaining federal banking status. The OCC denied Wise’s application on July 21, 2026. Wise had proposed creating Wise National Trust in Austin, Texas, offering multi-currency stored-v…

Ripple advances federal ambitions despite CLARITY Act delay

🚨 Ripple pushes forward with federal trust bank charter as CLARITY Act stalls. 💡 Ripple’s OCC approval could open new doors for $XRP even without new US crypto laws. 🔎 The CLARITY Act remains under review, leaving industry-wide digital asset rules in limbo. 📌 Ripple’s...

OCC Says It's 'Open For Business' As Crypto Firms Line Up For Bank Charters

The Office of the Comptroller of the Currency says it will keep pushing to revive de novo bank chartering, a campaign that has already opened a federal on-ramp for some of the largest companies in crypto. In a statement Tuesday, the regulator said reinvigorating new bank formation remains a priority and commended the Federal Deposit Insurance Corporation for its own recent efforts on the issue. “De novo chartering is a sign of a healthy banking …

US Banking Regulator Opens Bank Charter Path to Crypto Firms

Comptroller Jonathan Gould said firms engaged in legally permissible activities, including “digital assets and other novel technologies,” should have a path to becoming a national bank, adding: “America and the OCC are once again open for business.” The statement does not automatically approve crypto companies as banks. Applicants still have to pass the OCC’s normal chartering review, including scrutiny of management, capital, business plans, co…

OCC Signals Open Door For National Bank Charters For Digital Asset Firms

A quiet regulatory signal from the Office of the Comptroller of the Currency could reset the clock for crypto banking in the United States. Acting Comptroller Jonathan V. Gould told an audience this week that entities engaged in legally permissible activities—including digital assets and other novel technologies—should have a path to becoming national banks, according to the original report. “America and the OCC are once again open for business,…